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NACM Great Lakes Region

Professional Designation Programs


Watch our 30-minute webinar to learn more.
An Introduction
to the NACM Certification Program.

The Institute of Credit offers the following Professional Certification Programs:






CBA Requirements
Institute of Credit of Credit offers the Credit Administrative Program (CAP), which is a series of courses designed to prepare candidates for the Credit Business Associate (CBA) exam. By successfully completing CAP with a "C" average or better for each course, you may apply to take the CBA exam. View more information on courses offered in our CAP program.

CAP Courses:
  • Business Credit Principles
  • Basic Financial Accounting
  • Financial Statement Analysis I



CBF Requirements
The Advanced Credit Administration Program (ACAP) prepares the student for the Credit Business Fellow (CBF) exam. Achievement of the CBA designation, 75 career Roadmap points and the completion of the following courses are required for eligibility. View more information on courses offered in our ACAP program.

ACAP Courses:
  • Business Law
  • Credit Law



Certified Credit and Risk Analyst
The Certified Credit and Risk Analyst (CCRA) is an academic-based designation, which signals mastery in the analysis and interpretation of financial statements and the ability to make informed credit risk assessments. The final exam for the Financial Statement Analysis 2: Credit and Risk Assessment course serves as the designation exam. There is no minimum work experience requirement and the NACM Career Roadmap is not required for this designation.View more information on courses offered in our ACAP program.

ACAP Courses:
  • Basic Financial Accounting
  • Financial Statement Analysis I
  • Financial Statement Analysis 2: Credit and Risk Assessment



CCE Requirements
Completion of both the CBA and CBF designations or 10 years full-time experience and 125 career Roadmap points. Beginning on January 1, 2001, all candidates who apply for the CCE designation under Plan A must have a four year degree from an accredited institution in addition to the 10 years of experience and 125 point requirement. After January 1, 2001, applicants without a degree will have to earn the CBA and CBF requirement before applying for the CCE designation.


For more information on becoming a certified credit professional contact:
Kelly Hall or go to the NACM National website.

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